Let’s make a budget step by step!

For the past 3 years, I have worked for a major Financial Institution in Toronto. Here is what I learned working on the inside.

Credit can be an amazing thing but it can also ruin your life if you do not use it wisely. Why having a credit card is a good investment.

One of the major misconceptions I hear every day regarding credit cards is that it is basically cash. The truth, it’s a small personal loan. Here’s how they work.

Credit. This one simple concept can set you up for a lifetime of success or become a gateway to a bottomless pit of fees and hardships. So what is credit? What is it not? How to use it to set yourself up for success.

How to actually pay down your debt.